About this service
Do you insure trucks?
No. NJTruckQuote sends requests to licensed agents and partners. Insurers write the policies.
Is there a fee?
No. Requesting quotes is free.
Who will contact me?
A licensed agent or partner who writes trucking coverage in New Jersey may reach you by phone, text or email as you agreed.
Can a new authority get quotes?
Yes. Insurers look closely at owners' and drivers' experience for new ventures.
Do you handle trucks garaged outside New Jersey?
This site focuses on New Jersey based carriers. Agents may be able to help with other states, depending on licensing.
Can I add drivers later?
Usually yes, subject to the insurer's driver approval process. Submit driver details before the driver starts.
What if my safety scores are poor?
Say so up front. Some insurers specialize in carriers working to improve their record.
How do I stop messages?
Reply STOP to a text, ask the caller to stop, or use the privacy page form.
Coverage questions
Does New Jersey require intrastate operating authority for general freight?
Rules differ by type of carrier. General freight carriers should confirm current state requirements with the New Jersey Motor Vehicle Commission and FMCSA.
Does physical damage on my tractor cover a damaged container?
No. Damage to equipment you pull but do not own is handled by trailer interchange or a similar non-owned trailer coverage.
Do I need general liability if I only drive?
Many contractors require it, because work on site, such as spreading material, is not driving. Check your subcontract.
Is a broker's insurance enough?
No. Brokers generally require the carrier to carry its own liability and cargo coverage.